Privacy Policy
Last Updated: March 13, 2024
This privacy notice applies to consumers completing a Car Approval Pro credit application. It explains how we collect and use private information, as required by law.
A. How We Collect Private Information
Car Approval Pro gathers information through multiple channels:
- Application data: Information you provide via phone, forms, or applications including name, address, social security number, and income
- Transaction information: Account balances, payment history, employment verification, and insurance coverage details
- Credit reporting agencies: Credit history and creditworthiness assessments
B. How We Disclose Private Information
By submitting an application, you authorize Car Approval Pro to share your information with participating motor vehicle dealers in your area.
Additional disclosure recipients include:
Financial Service Providers
Banks, finance companies, and insurance agents may receive your private information (excluding joint marketing partners and credit providers).
Non-Financial Companies
Motor vehicle dealers, retailers, warranty providers, direct marketers, and publishers may receive your information (excluding marketing service providers).
Marketing Partners
Marketing service providers and joint marketing partners receive information under confidentiality agreements.
Service Providers
Non-affiliated third parties providing services such as computer maintenance, audit, legal, and accounting services.
Affiliates
Transaction history and credit data may be shared among current and future affiliates for product and service offerings.
C. How We Protect Private Information
We restrict access to Private Information about you to our employees and third parties who need to know that information. Physical, electronic, and procedural safeguards comply with federal regulations.
SMS & Texting Policy
Car Approval Pro prohibits affiliate partners from using SMS or texting to contact you without your separate, direct permission.
Your Rights Regarding Disclosure
You have the right to opt out of disclosures to non-affiliated financial service providers and non-financial companies for marketing purposes.
Special Notice for Vermont Residents
Vermont residents receive enhanced protections:
- No sharing of application information, credit reports, or credit scores within Car Approval Pro without express written consent
- No third-party sharing for non-financial marketing without consent
- Permitted sharing includes fraud protection, legal compliance, and account servicing
- Marketing services providers may receive information
- Service providers and joint marketing partners may receive contact and transaction information
Policy Changes
Material policy changes will be posted on this page.
Contact Us
If you have questions about this Privacy Policy, please contact us:
Email: privacy@carapprovalpro.com
Phone: (833) 989-3229
Hours: Monday - Saturday, 8am - 8pm EST