Military Auto Loans for Veterans & Active DutyLet Us Serve You.
Military auto loans for active duty, veterans, and families. Our dealers understand BAH, PCS moves, deployment pay, and military life. All credit situations welcome, including 500 credit score borrowers.
We specialize in car loans for veterans, active duty, Guard, and Reserve members. Whether you're arriving at a new duty station or separating from service, we match you with military car financing that respects your income structure.
PCS moves, deployment cycles, and LES pay details can confuse civilian lenders. Our military-friendly dealers handle this daily and know how to document your BAH/BAS, incentive pay, and VA disability to get you approved.
Military Auto Financing For Every Situation
Whether you're active duty at your first base or a veteran rebuilding credit, we have dealers ready to help.
Active Duty
All branches welcome. BAH, BAS, and base pay count. PCS-friendly financing available.
Veterans
Thank you for your service. VA disability income accepted. All credit situations welcome.
Military Families
Spouses and dependents welcome. We understand military family income situations.
Guard & Reserve
Part-time service, full-time support. Drill pay plus civilian income counts.
Dealers Who Understand Military Life
Frequent moves. Deployment complications. Irregular schedules. Military life creates unique financial situations that civilian-focused dealers don't understand. Ours do.
- BAH/BAS/Base Pay: Military allowances count as income—period.
- PCS-Ready: Get financing before, during, or after your move.
- Deployment-Friendly: Power of attorney arrangements available.
- SCRA Respected: Your legal protections are honored, always.
- Credit Issues Welcome: Deployment-related credit problems understood.
Military Income We Accept
We understand LES statements. Just bring your most recent one.
We've Helped Military Members In These Situations
Real scenarios from service members we've matched with dealers.
PCS to New Base
"Just PCS'd to Fort Bragg. Sold my car before the move. Need reliable transportation to get to work while I find housing."
First Duty Station
"E-3 at my first duty station. Never had a car loan. Base is 30 minutes from town—I need wheels to function."
Post-Deployment Credit
"Deployed for 14 months. Some bills got missed, credit took a hit. Need a car now that I'm back stateside."
Military Spouse
"Military spouse—my work history is spotty from following my husband's career. Need my own car for work and kids."
Recently Separated
"Just got out after 8 years. Starting a new job, transitioning to civilian life. VA disability is my main income right now."
Guard Weekend Warrior
"National Guard—drill pay plus civilian job. My civilian employer doesn't understand my weekend absences affected my hours."
Military Auto Loan Questions
Common questions from service members and veterans.
Do you have special programs for military members?
Yes! Our dealer network includes specialists who understand military life—PCS moves, deployment pay, BAH income, and more. They work with all branches: Army, Navy, Air Force, Marines, Coast Guard, Space Force, and National Guard/Reserves.
Can I use BAH and other allowances as income?
Absolutely. Base pay, BAH (Basic Allowance for Housing), BAS (Basic Subsistence Allowance), and other military allowances all count toward your income. Our dealers understand military pay structures and LES statements.
I'm about to PCS—can I still get a car loan?
Yes. Our dealers work with service members during PCS moves regularly. Whether you're arriving at a new duty station or preparing to transfer, you can get financing. Some customers even arrange financing before arriving at their new base.
Will deployment affect my ability to get a car loan?
Current deployment doesn't prevent financing—we've helped service members purchase vehicles while deployed through power of attorney arrangements. If you have upcoming deployment, discuss it with the dealer so they can structure appropriate terms.
What about SCRA protections for military auto loans?
The Servicemembers Civil Relief Act (SCRA) provides important protections including interest rate caps on pre-service debt. Our dealer partners understand and respect SCRA rights. Military-friendly dealers don't try to circumvent these protections.
My credit was damaged during deployment—can you help?
Yes. Deployment can make it hard to manage credit, and we understand that. Many service members face credit challenges due to frequent moves or deployment complications. Our dealers specialize in helping people rebuild, including veterans and active duty with past credit issues.
Do you help military spouses too?
Absolutely. Military spouses face unique challenges—frequent moves that interrupt employment, gaps in work history due to relocations. Our dealers understand this and can work with military family income structures, including spouse income.
I'm a veteran with service-connected disability—does that income count?
Yes. VA disability compensation is stable, tax-free income that our dealers recognize. Many veterans qualify using VA disability income alone or combined with other income sources. This is legitimate, steady income for loan purposes.
Ready to Get Pre-Qualified?
Takes 60 seconds. No impact to your credit score. Military-friendly dealers standing by.
Or call us: (833) 989-3229